Rails3-app-old is a project mainly written in Ruby, it's free.
A rails 3 application template including: haml, compass, rspec2, capybara and devise
A rails 3 application template which provides the gems I think are the best of breed.
Authentication
Testing
Frontend
rails my_app -J -T -m http://github.com/mcolyer/rails3-app/raw/master/app.rb
cd my_app
gem install bundler
bundle install
script/rails generate rspec:install
I have to admit, I didn't create this but started from this: Blog post